A Business Owner’s Policy (BOP) combines various coverages into one convenient policy. BOP helps cover your business from claims resulting from things like fire, theft or another covered disaster and from claims involving bodily injury, property damage and personal and advertising injury that could arise from your business’ operations. It is a great option that provides affordable, comprehensive coverage in one policy.
A basic business owners policy typically includes three or four key coverages:

Commercial property insurance, which protects your building, equipment and inventory.

General liability insurance, which helps cover any medical expenses and bodily injury/property
damages you and your employees are legally responsible for.

Business income, which helps you pay bills and employees if your business has to temporarily close.

Crime insurance, which helps protect your business from fraud, theft and forgery.

Aside from the basic coverages, there are additional coverage options we can add to make the policy well rounded. Our knowledgeable team will be happy to provide a proposal tailored to you. Send us a message below.

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